Personal Loans
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We thank you for showing your interest in us. Following is the way to opening an
account with us.
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- Please find our
Branch nearest to you and contact
our representative
for further proceedings.
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We request you to wait for 7 working days after your application to revert back
to you. Thanks you in the meantime for your patience.
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Government employees now can get personal loan for any purpose. Apply today and
get that cash that you need fast through our special loan scheme for government
employees.
Purpose
Purpose is to provide the solution to Government employees
Eligibility
- State govt., central govt., public organizations, company and other organization
where employees provident fund is deducted
- After including the purposed loan’s monthly installment not more than 50% deduction
is done from the salary of the employee.
- Employee should be permanent and income certificate is compulsory.
Amount and tenure
- Loan Amount:Rs 1,00,000/- or 12 months’ salary
which is less.
- Loan Tenure:5 years.
Rate of Interest
As applicable from time to time. (See Current Rates)
Security
Salary certificate, 2 guarantor, for paying the principle and interest 24 postdated
checks will be provided to the bank.
Repayment
Monthly installment is deducted from the salary account. If employee is given salary
from the banks saving account the monthly installment is deducted from that account
or paid by the postdated checks.
Government employees now can get personal loan for any purpose. Apply today and
get that cash that you need fast through our special loan scheme for government
employees.
Purpose
As per personal need. Presently scheme is purposed for LIC agents. Other insurance
agents will also added in this scheme later.
Eligibility
- Must be Club Member
- Renewal average annual premium of last 3 years should be more than Rs. 60,000/-.
- From last 3 years living at one place permanently.
- Commission payee bank of LIC branch will be Jalore Nagrik Sahakari Lank Ltd.
Amount and tenure
- Loan Amount:50% of renewal commission or
1,00,000/- whichever is less.
- Loan Tenure:5 years.
Rate of Interest
As applicable from time to time. (See Current Rates)
Security
2 income tax payer as guarantors.
Repayment
By commission cheque (LIC br.) or direct from the saving account through postdated
checks.
Now you can get Loan for your day to day personal needs and occasions.
Purpose
For Marriage, Family Function, Medical Exp. Educational Expenses Travels etc.
Eligibility
Government Employees of Public Sector under taking / Bussiness / Company / Institutions/
Education / Self employee’s persons.
Amount and tenure
- Loan Amount:Rs. 2,00,000 (Two lacs only)
Maximum.
- Loan Tenure:5 years.
Rate of Interest
As applicable from time to time. (See Current Rates)
Security
Equitable Mortgage of Fixed property / Income certificate, Two Guarantor-Bank member/
Income Tax payer and advance charges.
Repayment
Maximum 60 EMI