Customer Service Charges


(A)

Electronic Product Charges

Charges

NEFT

Up to 2 Lac

All Free

Above 2 Lac & Up to 5 Lac

All Free

Above 5 Lac

All Free

RTGS

2 Lac & Up to 5 Lac

All Free

Above 5 Lac

All Free

(B)

ATM Transaction Charges

 

On Us

All Free

Off Us

 

(i)                 All Transaction up to 5 Time (Per Month)

All Free

(ii)               All Transaction Above 5 Time

 

-          Financial Transaction

20/- Per Trans. + GST

-          Non Financial Transaction

8/- Per Trans. + GST

(C)

Out Station Cheque Collection

 

Up to 5000/-

All Free

5000/- to 10000/-

All Free

10000/- to 100000/-

All Free

More than 100000/-

As Per Bank Rules

All Free

(D)

Other Charges

 

1.

Non Compliance for KYC Norms

 

In Saving A/c

50/- Quarterly + GST

In Current A/c

75/- Quarterly + GST

2.

Cash Handling Charge

 

In Current A/c (Daily Limit)

 

Daily Limit Up to 50000/-

Daily Limit 50001 to 1 Lac

Daily Limit Above 1 Lac (Per Lac)

No Charge

No Charge

50/- + GST

In Current A/c of Society/AOP/Trust

 

Daily Limit Up to 50000/-

Daily Limit 50001 to 1 Lac

Daily Limit More than 1 Lac (Per Lac)

No Charge

No Charge

No Charge

In Cash Credit & Over Draft A/c (Daily Limit)

 

Daily Limit Up to 50000/-

Daily Limit 50001 to 1 Lac

Daily Limit Above 1 Lac (Per Lac)

No Charge

No Charge

No Charge

In Savings A/c (Daily Limit)

 

Daily Limit Up to 50000/-

Daily Limit 50001 to 1 Lac

Daily Limit Above 1 Lac (Per Lac)

No Charge

No Charge

No Charge

3.

Average Monthly Balance

 

In Saving A/c

Without Cheque book Rs.- 500/-(Per Month)

With Cheque Book Rs.- 1000/- (Per Month)

 

No Charge

In Current A/c      Rs.- 3000/-(Per Month)

Society/AOP/Trust Accounts

50/- Monthly + GST

No Charge

4

Charges for Issued for DD

Up to 1.00 Lac

More Than 1.00 Lac

 

All Free

All Free

5.

Charges for issued for Manager Cheques

Up to 1.00 Lac

More than 1.00 Lac

 

2.00/- Per Thousand + GST

1.50/- Per Thousand + GST

6.

Charge for issue of Cheque Book

All Type of Accounts (Oter than - Senior citizen Saving Account)

Saving Account (Senior Citizen Only)

 

1/- Per Cheque + GST

All Free

7.

Account Close Charge    SB A/c

                                     CA A/c

50/- + GST

100/- + GST

8.

I.C. Charges In Current A/c

200/- Per Year + GST

9.

ATM Card Fees Annual Charges

100/- Per Year + GST

10.

SMS Charges  SB A/c & Current A/c

No Charges

11.

Cheque Stop Payment Charges

10/- Per Cheque + GST

Maximum 250/- + GST

12.

Cheque Return Charges

Per Cheque 100/- + GST

13.

ATM Card Replacement

No Charges

14.

Duplicate Pass Book

No Charges

15.

Duplicate FDR

No Charges

16.

Manager Cheque / DD Cancellation

100/- + GST

17.

Processing Fee on Loan Application Amount

No Charges

18.

Loan Form Application

100/- + GST

19.

Loan Service Charges

1% of Loan Amt + GST

20.

Loan Inspection Charge
(Cash Credit Limit)

Sanction Limit upto 5 Lac

Per Annum 500/- + GST

Sanction Limit 5 Lac to 10 Lac

Per Annum 800/- +GST

Sanction Limit 10 Lac to 15 Lac

Per Annum 1500/- +GST

Sanction Limit More than 15 Lac

Per Annum 2000/- +GST

21.

Lockers Rent

Locker Size 4” x 6”

Per Annum 1000/- +GST

Locker Size 4” x 12”

Per Annum 2000/- +GST

Locker Size 10” x 12”

Per Annum 4000/- +GST

Locker Size 15” x 20”

Per Annum 6000/- +GST

22.

Service Charge in CC Limit (Quarterly)

0.125% + GST

23.

Sevice Chagrge on CC Limit (New Sanction & Only on Increased Amount)

0.50% + GST

24.

CERSAI Charge (Per E.M.)

100/- + GST

25.

CIBIL Charges (Per Report)

100/- + GST