Customer Service Charges


01.

ATM Transaction Charges

Charges (Wef.01-05-2025)

On Us --All Free-
Off Us All Transaction upto 5 Time (Per Month) --All Free-

-> All Transaction more than 5 Time (Per Month)

          Financial Transaction

21/- Per Trans. + GST

          Non Financial Transaction

10/- Per Trans. + GST

02.

Cash Handling Charge

 

In Current A/c

(Daily Limit)

Daily Limit More than 1 Lakh (Per Lakh)

50/- + GST

Minimum Balance in A/C Rs.1 Lakh

No Charge

In Saving A/c

No Charge

03.

Average Monthly Balance

 

In Current Accounts Rs.- 3000/-(Per Month)

50/- Monthly + GST

04.

Charges for Issuance of Manager Cheques

 

Up to 1.00 Lac

2.00/- Per Thousand + GST

More Than 1.00 Lac

1.50/- Per Thousand + GST

Loan Disb.Amount Third party Payment

No Charges

05.

Charge for Issuance of Cheque Book

All Type of Accounts (Oter than - Senior citizen Saving Account)

 

1/- Per Cheque + GST

06.

Account Closure Charge

 

Saving Account Closed within One year from A/c open

50/-+GST

Saving Account Closed after One year from A/c open

No Charge

Current Account

100/-+GST

07.

I.C. Charges In Current A/c

200/- Per Year + GST

08.

ATM Card Fees Annual Charges

100/- Per Year + GST

09.

Cheque Retun Charges

100/- Per Cheque +GST

10.

Cheque Stop Payment Charges

10/- Per Cheque + GST

Maximum 250/- + GST

11.

Manager Cheque / DD Cancellation

100/- + GST

12.

Loan Form Application

100/- + GST

13.

Loan Service Charges

1% of Loan Amt + GST

14.

Loan Inspection Charge
(Cash Credit Limit)
Sanction Limit upto 5 Lac

Per Annum 500/- + GST

Sanction Limit 5 Lac to 10 Lac

Per Annum 800/- +GST

Sanction Limit 10 Lac to 15 Lac

Per Annum 1500/- +GST

Sanction Limit More than 15 Lac

Per Annum 2000/- +GST

15.

Lockers Rent Locker Size 4” x 6”

Per Annum 1000/- +GST

Locker Size 4” x 12”

Per Annum 2000/- +GST

Locker Size 10” x 12”

Per Annum 4000/- +GST

Locker Size 15” x 20”

Per Annum 6000/- +GST

16.

Service Charge in CC Limit (Quarterly)

0.125% + GST

17.

CC Renewal –Service Charges (At the time of renewal)

0.50% + GST

19.

CERSAI Charge (Per E.M.)

100/- + GST

20.

Transaction through Mobile App.

All Free

21.

Credit information Report Charges

100/- + GST

 

  1. Penal Charges will not charged for Loan upto Rs.50000/-
  2. Penal Charges Loan & Advances above Rs.50000/-
    1. Term Loan -2% per Annum will be charged on the Overdue EMI until repayment ,plus applicable taxes which may be payable pursuant to the applicable law and terms and conditions
    2. Overdraft -2% per annum on the Overdue amount and /or Overdrawn amount from the due date till the date of actual payment ,plus applicable taxes which may be payable pursuant to the applicable law and terms and conditions